At Money Forward Group, we are committed to solving our users' financial challenges through the effective use of user data and the power of technology. By engaging with money in a positive way, we strive to build a more fulfilling life and a forward-moving society—together with our users.
This User Data Guide clearly explains how Money Forward Group utilizes and protects user data, making it easy for our users to understand.

Personal Data
The "Personal Data" section explains how we acquire and utilize personal data, among other relevant details.

Corporate Data
The "Corporate Data" section defines corporate-related data, such as financial information handled in services for businesses, and outlines our guidelines for its handling.

Statistical Data
The "Statistical Data" section defines statistical data as data that has been aggregated and analyzed so that specific individuals cannot be identified. It also outlines our guidelines for handling this data and its main recipients.

AI Usage Guidelines
The "AI Usage Guidelines" section explains our basic policy and concrete initiatives for AI utilization,
emphasizing safety, fairness, and transparency. Additionally, it outlines our efforts in privacy protection, security enhancement, accountability for AI decision-making, and incorporating user feedback.

Data and AI Governance Framework
The "Data and AI Governance Framework" section introduces the policies and mechanisms that support the protection of user data and the responsible use of AI.

Information Security and Personal Information Protection Initiatives
The section "Our Approach to Information Security and Personal Information Protection" explains our fundamental policies and key initiatives regarding information security and personal information protection.

Announcement
2025.08
The 「Personal Data Guide」 has been revised and newly established as the 「User Data Guide.」
2024.12
With the establishment of Money Forward X, Inc., 「Personal Data Guide」 has been updated.
2024.11
With the establishment of Money Forward Home, Inc., 「Personal Data Guide」 has been updated.
2022.08
「Personal Data Guide」has been created.