Personal Data Statement
Move forward in life with secure data utilization.
The "Personal Data Statement" declares Money Forward Group's philosophy regarding the handling of personal data, encompassing all data related to our users, not limited to personal information as defined by the Personal Information Protection Law.
Since our founding, we have embraced the mission of "Money Forward, Life Forward." We aim to contribute to a better society by significantly enriching our users' lives through providing services that enable them to positively engage with their finances and expand their possibilities. To achieve this mission, our vision is to become "the financial platform for all."
For more details, please refer to Money Forward's Mission, Vision, Values, Culture (MVVC).
We're not content with the status quo. We believe in using the power of personal data and technology to create groundbreaking services and features that will dramatically solve financial challenges for our users. By empowering you to engage positively with your money, we aim to help you build a richer life and a better society, starting today.
To achieve our mission and vision, we recognize the crucial importance of utilizing personal data while fully protecting your privacy. Therefore, we hereby declare our policy on handling personal data.

We respect our users' intentions.
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We respect our users' intentions regarding their personal data and handle it with integrity.
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When we use data that can identify a specific individual among our users, we will, in principle, clearly state our purpose of use to you beforehand and handle the data according to that purpose.
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We strive to explain our use of personal data in an easy-to-understand manner, using clear language and illustrations to ensure our users comprehend it.

We utilize data to provide value to our users and solve societal challenges.
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We utilize our users' personal data to provide even greater value to them through the provision and improvement of services, and to help resolve financial challenges faced by both our users and society.

We properly and securely store and protect personal data.
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We believe it's crucial to handle our users' important personal data properly and securely. We do our best to store and protect it, strictly adhering to our Personal Information Protection Policy (Privacy Policy) and Information Security Policy (Security Policy). We thoroughly manage personal data and implement appropriate defensive measures against risks like data breaches. You can find details of our main initiatives here.
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Our highest priority is to implement sufficient measures to prevent incidents and accidents such as unauthorized access to personal data or data breaches.
Definition of Personal Data
The "Definition of Personal Data" section defines what information constitutes personal data, outlining its scope and types, and provides concrete examples of the main personal data acquired by Money Forward Group.

How Personal Data is Acquire
The "How Personal Data is Acquired" section explains the main cases and methods by which Money Forward Group acquires personal data, including user input, the use of technologies like cookies, linking with external service IDs, and provision from financial institutions and partner companies.

Purposes of Personal Data Use
In the section "Purposes of Using Personal Data," we explain how we use your data—for example, to provide and improve our services, respond to inquiries, and enhance our marketing. We also provide concrete examples to help you better understand each purpose.

Recipients of Personal Data
In the section "Data Sharing with Third Parties," we describe the main cases and purposes for which your personal data may be shared—with your consent—with financial institutions, business partners, prospective employers, and advertising platforms.
