After graduating from the Faculty of Agriculture (BS), Kyoto University, Yosuke Tsuji obtained his MBA at the Wharton School, University of Pennsylvania. He worked at Sony Corporation and Monex, Inc. before establishing Money Forward, Inc. in 2012. Currently serves as the Vice Chairperson of the Japan Association of Corporate Executives (Keizai Doyukai) and Chairperson of its Startup Promotion General Committee, Executive Committee member of the Silicon Valley Japan Platform (SVJP), and Executive Officer of the Japan Association of New Economy.

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Naoya Kanesaka graduated from the Faculty of Economics, The University of Tokyo in 2007. He joined Goldman Sachs Japan Co., Ltd., working in its Tokyo and San Francisco offices where he engaged in cross-border M&A and fundraising advisory, as well as enhancing the value of portfolio companies, primarily in the technology and financial industries.. He joined Money Forward, Inc. in 2014 and has been serving as Director since 2017. He also serves as Managing Partner of “HIRAC FUND,” run by Money Forward Venture Partners, Inc., established in May 2020. He was appointed President and Representative Director of Money Forward HOME, Inc. in August 2025.

Takuya Nakade joined Jupiter Shop Channel Co., Ltd. in 2001 and led CRM system development as IT manager. In 2007 he joined Simplex Inc. and developed stock trading systems catered to securities companies and subsequently served as product manager of FX dealing system. He joined Money Forward, Inc. in 2015 and developed financial system. In 2016, he was appointed as CTO. He is also a board member of the Japan CTO Association (General Incorporated Association).

Masanobu Takeda joined Money Forward, Inc. in 2017 at the timing of M&A of Klavis Inc., where he has been serving as Director and CFO since 2016. Prior to joining Klavis, he served as Director at Macromill Group and was in charge of corporate planning including corporate and HR strategic planning, M&As, and new business development, and as Director and Head of Corporate Planning at eole Inc.

Chiaki Ishihara joined Deloitte Touche Tohmatsu LLC in 2012 and registered as a Japanese CPA in 2015. She joined Money Forward, Inc., in 2016, where she was involved in IPO preparation. After the IPO, she was engaged in the international public offerings, section transfer from Mothers to the First Section of the Tokyo Stock Exchange, and led the sustainability project as Division Manager of Corporate Planning Division and Head of IR. In 2021, she moved to HR and has led the project to revise the human resource policies as General Manager of People Forward Department. She was appointed as CHO in 2023.

Masaaki Tanaka has over 40 years of experience in the finance industry, beginning his career at the Mitsubishi Bank (currently MUFG Bank). His previous senior roles include Representative Director and Deputy President of Mitsubishi UFJ Financial Group, President and CEO of Union Bank, N.A. and Senior Managing Executive Officer and CEO for the Americas of The Bank of Tokyo–Mitsubishi UFJ, Ltd. He was also a board member of Morgan Stanley from 2011 until 2015. He served as a member of Financial System Council of the Financial Service Agency and various other governmental organizations. From September until December of 2018, He was President and CEO of Japan Investment Corporation. Mr. Tanaka was appointed Executive Chairman of the Board of Nippon Paint Holdings Co., Ltd. in March 2019, Chairman, President & CEO in January 2020, and served as Adviser from April until June 2021. He was appointed as Advisor to Dean, Graduate School of Economics, The University of Tokyo in October 2021. He is also serving as Vice-Chair of the Board of Councilors of the US-Japan Council since 2013.

After engaging in venture capital businesses targeting Japan and U.S. at Fujitsu Limited and Mitsui & Co., Ltd., Akira Kurabayashi oversaw investments in Japan at Globespan Capital Partners and Salesforce Ventures. He joined Draper Nexus Partners (now DNX Ventures) as Managing Director in March 2015 and was appointed as Managing Partner & Head of Japan in December 2020.
He holds an MBA from the Wharton School of the University of Pennsylvania and a bachelor and Ph.D. degree from Doshisha University.

Hiroaki Yasutake joined Rakuten in 1998 as one of its earliest employees, and created various Rakuten services as a software engineer as well as building the tech team from scratch and leading the entire Rakuten group tech team as Managing Executive Officer until January 2016. After Rakuten, he moved to the US and founded a new startup called Junify Corporation. At the same time, he supports many Japanese companies as an advisor on innovation and technology management. Board member of Techmatrix since 2013. Advisor of Japan CTO Association since 2019, currently serving as advisor.

In 2004, Gen Miyazawa founded and became CEO of Cirius Technologies,Inc. After the company was acquired by Yahoo Japan Corporation, joined Yahoo Japan in August 2010. In April 2014, he was appointed Corporate Officer and President of Search Services Company. In April 2018, he was appointed Managing Corporate Officer, President of Media Company. He was then appointed Director, and served as Senior Managing Corporate Officer and the President of Corporate Group from October 2020. With the reorganization of Yahoo Japan Corporation to LY Corporation in October 2023, he was appointed to his present position of Senior General Manager, Generative AI Group, Executive Corporate Officer. June 2023: Completed Artificial Intelligence Programme from the University of Oxford.

Ryu Suliawan is currently the Vice President of Digital at AYANA Hospitality. He joined AYANA in 2022 after a decade in the technology industry. He was previously the Head of Business Solutions at Goto Financial. He joined Goto Financial in 2018 through GOJEK’s acquisition of Midtrans, the largest online payment gateway in Indonesia, where he was the founder and CEO. Prior to establishing Midtrans, Ryu worked as an Associate at TPG Capital, and as an Investment Banking Analyst in the Technology, Media, Telecom Group at Lazard. Ryu holds an MBA from Harvard Business School and a Bachelor of Arts in Economics from Claremont McKenna College.

Yukino Kikuma joined Fuji Television Network, where she worked as newscaster on a number of entertainment, information, and sports programs. In 2011, she joined Law Office of Matsuo & Kosugi and registered as an attorney in the same year.Since 2022, she has worked as a Representative Managing Partner in a wide range of practice areas including dispute resolution, general corporate legal affairs, risk management, and corporate governance, as well as serving as an outside director of a listed company.

Masami Hatakeyama worked for the Japan Securities Dealers Association for 15 years, mainly coordinating with authorities and industry leaders to create self-regulatory rules. He joined Rakuten Securities, Inc. in November 1999 and served as Director and Executive Officer for eight and a half years, overseeing the Compliance Department and other operations. In April 2008, he was appointed as Director of SBI Japannext Securities, and in February 2011, he was appointed as Representative Director and CEO of SBI Japannext Securities. In February 2023, he was appointed as an outside auditor of the Company.

After being registering as a lawyer, Katsuyuki Tanaka joined Yuasa and Hara in 1993. He then established Tokyo Seiwa Sogo Law Firm in 2006 and serves as its partner. He has more than 20 years of experience in corporate legal and compliance advisory services.

Hidetoshi Uriu joined Goldman Sachs in 1999 and was appointed Managing Director in 2012. Over 19 years, he was engaged in M&A and fundraising advisory services for numerous domestic and international technology companies in its investment banking division. He left Goldman Sachs in February 2018 and became the Director and CFO of VisasQ Inc. Subsequently, he served as COO and CSO, leading the company’s IPO and overseas business expansion. Since June 2024, he has been serving as Chief Investment Officer at NEC, where he is involved in formulating the group’s overall investment strategy and executing M&A deals.

After graduating from the Keio University Faculty of Economics in 2004, Toshio Taki joined Nomura Securities Co., Ltd. At the Nomura Institute of Capital Markets Research, he engaged in research on household behavior, the pension system, and financial institution business models among other themes. After receiving his MBA from Stanford University and working in the planning division of Nomura Holdings, Inc., he joined in the launch of Money Forward, Inc., in 2012. He is also an expert committee member of the Council for Promotion of Regulatory Reform (Cabinet Office), a Representative Director of the Japan Association for Financial APIs, an adviser of Fintech Association of Japan, a Director of Japan Financial Service Intermediary Business Association, etc.

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After passing Japanese CPA examination, Kazuya Yamada joined Deloitte Touche Tohmatsu LLC, in 2016. He then experienced Executive Director and CFO at Pankaku Inc. and Executive Director and Head of Venture Support at Bridge Consulting Group Inc. He joined Money Forward, Inc. in 2014 and served as Head of CEO Office and Head of Development of Money Forward Cloud. He currently oversees strategy as Group CSO.

Hirokazu Ban started his career at a securities company in 2001 and worked in sales for 2 years. After graduating from law school in 2007, he was registered as a lawyer in 2008. Subsequently, he joined legal department of SBI SECURITIES and was in charge of group-wide projects at corporate planning department. In 2011, he was seconded to SBI Holdings, where he was in charge of executing group strategy and managing its subsidiaries as Head of CEO Office. He also served as Director and Head of Administration Department of SBI Money Plaza Inc. after contributing to its establishment. He joined Money Forward, Inc. in January 2016.

Shun Matsuoka joined Sony Corporation in 1998 and engaged in accounting and tax operations, including projects for early closing of accounts and adoption of new systems and new accounting standards. While at Sony, he passed the Small and Medium Business Consultant, Certified Public Tax Accountant, and Certified Public Accountant examinations. He was transferred to England for 5 years from 2012. He joined Money Forward, Inc. in April 2019. He was registered as a CPA in 2020.

Daisuke Sergio Ito joined FreeBit Co., Ltd. in 2003, where he was in charge of public relations, corporate branding, and business strategy in the CEO’s office. In 2006, he left the company and moved to New York, where he studied art and became a freelance designer. In 2010, he returned to Japan and became the president of a design firm, An INC. In 2013, he won the Good Design Award. From 2019, he has been engaging Money Forward group as head of design team. He was appointed as CDO in 2020.

After graduating from the University of Tokyo Faculty of Law in 2002, he registered as a lawyer in 2004. After joining Mitsui, Yasuda & Wani in the same year, he worked at Gaikokuho Kyodo-Jigyo Horitsu Jimusho Linklaters (Linklaters Tokyo) and T&K Partners for more than 16 years before joining the Company in January 2021. In December of the same year, he was appointed as the Company’s Group Executive Officer and CLO.

Masayuki Matsuhisa joined Hewlett-Packard Japan in 1997 and oversaw system development business mainly for large banks. In 2011, he was transferred to Hewlett-Packard Singapore as a project director, responsible for IT projects in Asian countries. In 2016, he returned to Japan and joined Amazon Web Services Japan. As General Manager of the Financial Solutions Division, he focused on cloud adoption in the financial services industry. He joined Money Forward, Inc., in 2023. Currently, he oversees OutlookConsulting Co., Ltd., a Group company. Currently, he oversees OutlookConsulting Co., Ltd., a Group company.

He joined Accenture Japan Ltd. in 2007 and served as a Senior Manager in Digital Consulting. He then joined Rakuten Group, Inc. in 2017, where he was in charge of data science consulting division. From 2021, he worked at SmartNews Inc., overseeing the company’s data strategy planning as a Group Manager. He joined the Company in December 2023 and has been responsible for the group-wide data strategy and execution.

After graduating from Kyoto University in 2011, Yumiko Nagao joined Mitsui & Co., Ltd. (Tokyo HQ, Singapore and Brazil offices) engaging in overseas investments and corporate development. After joining Money Forward in 2018, she has been leading M&A activities as Head of Corporate Development as well as corporate finance areas such as debt and equity financing.

Ryo Shibuya joined Adways Inc. in 2007 and was in charge of developing advertising system. He then worked at GREE, Inc. and experienced the development of advertising system and new business. He joined Money Forward, Inc. in 2014 and was involved in development of invoice and accounting / tax return modules. He also experienced the launch of payroll and MyNumber modules. Head of Development of B2B services. He now serves as Group VPoE.

After working as a web designer and art director at a design production company, she joined the Company in 2014. After establishing a design organization and developing our Mission, Vision, Values, and Culture, she became Vice President of Culture (VPoC) in 2020. In 2023, she was appointed as Head of Corporate Identity Forward Office, which unites the brand and culture of the Group.

Yotaro Agari graduated from the Faculty of Law, The University of Tokyo in 1990 and completed his MBA at J.L. Kellogg School of Management, Northwestern University in 1995. He joined Goldman Sachs Japan Co., Ltd. in 2000, where he provided advice on M&A and capital raising to financial institution clients as a co-head of the Financial Institutions Group. From 2012, he led overseas M&A strategy at Mitsubishi UFJ Financial Group, Inc., contributing to the establishment of a commercial banking franchise in Southeast Asia. In 2019, he joined SoftBank Group Corp., where he was involved in investment strategy at the Vision Fund and later served as the Global Head of IR and Chief Sustainability Officer（CSusO）. He joined Money Forward, Inc. in August 2025.

Kokichi Umeda joined The Sanwa Bank, Ltd. (currently MUFG Bank, Ltd.) in 1996, where he developed core systems for direct banking and call centers. From 2014, he spearheaded integrated strategy planning for business and systems as well as crisis management. From 2020, he led operational resilience, AI governance, among other initiatives, within the Risk Management Division. He joined Money Forward in February 2025.
Umeda holds a Master of Information Systems Management from Carnegie Mellon University.

After graduated from Aoyama Gakuin University, Kiminobu Tahira engaged in business development of systems for the distribution industry at NEC Corporation. He then joined Rakuten, Inc., where he engaged in setting up marketing division, constructing reward program and facilitating business alliance of Rakuten Ichiba. After leading retail marketing at Monex, Inc., he joined Money Forward, Inc. as Head of marketing department.

After graduating from Chuo University (Economics), Daisuke Motokawa joined NTT DOCOMO, INC. in 2003 and engaged in solution sales for large corporations. He was then transferred to FeliCa Networks, Inc. and in charge of business planning of mobile wallet and newly set up big data business. After returning to NTT DOCOMO, INC. he experienced NFC/Fintech projects. He joined Money Forward, Inc. in 2016. He was appointed President and CEO of Money Forward X, Inc. in 2024.

Naomichi Tomiyama graduated from Keio University (Economics) in 2010 and joined KPMG AZUSA LLC where he engaged in financial and internal control audit of entertainment and tourism industry. He was also involved in many voluntary and legal liquidation projects in a consulting company. In 2014, he joined Money Forward, Inc. and engaged in strategy planning and new business development of Money Forward Cloud. He was appointed as Representative Director of MF KESSAI, Inc. (currently Money Forward Kessai,Inc.) in 2017.

Tomohiko Kimura joined CyberAgent, Inc. in 2007, and was in charge of marketing operations for the financial subsidiary and social game division.
After working at Revamp Corporation, he joined Money Forward, Inc., in 2015. After serving as the head of marketing for “MoneyForward ME,” he was appointed as the COO of the Home Company, which provides services for individuals, from December 2022. He was appointed Vice President of Money Forward Home, Inc. in 2024.

After joining Sumitomo Corporation as a new graduate in 2008, he was engaged in the establishment of a company-wide risk management system, system implementation, and risk management operations for the office and commercial facility business before joining the Company in 2015. He was involved in partner sales for the professional business of the SaaS business for small and medium-sized enterprises (SMEs), and was engaged in the establishment of the sales organization of the Kansai base, business planning and strategy formulation related work for the entire headquarters, etc. From 2021, he will be in charge of the SaaS business for SMEs.

After graduating from the University of Tokyo’s Graduate School of Engineering, he worked at Procter & Gamble’s Japan and Singapore offices, where he was involved in product strategy development and brand management for North America, Asia, and Europe. After serving as PMM (Product Marketing Manager) for “MoneyForward ME” and overseeing the accounting and finance domain business of “MoneyForward Cloud”, he currently oversees the entire marketing as CMO of the Business Segment and concurrently manages the HR Domain.

After working in the Information Systems Department of an education-related company, he joined Works Applications in 1999. After working as a development engineer for a human resource and payroll package, he was responsible for the development of ERP packages for major companies, launching multiple products, overseeing planning and development, expanding sales to major companies, and serving as a PM for implementation. He joined the company in 2020 and was involved in the launch of “Money Forward Cloud ERP”. Currently, as CPO and VPoP of the Business Segment, he is in charge of all products for mid-sized companies and above.

Seiichiro Shimamura joined AIG in 1990. After gaining experience in marketing planning and operations, he was promoted to Assistant Vice President in 2010, and Vice President in 2012. In 2013, he joined Asurion and was assigned the role of Vice President for the Japanese Division. During his time at Asurion, he held various positions in leading negotiations with clients and corporate strategies. He joined Money Forward, Inc., in 2023. Currently, he oversees OutlookConsulting Co., Ltd., a Group company.

Nana Nagai started her career at Recruit Co., Ltd. in 2005, and later became a member of the startup team at Randstad Japan. In 2014, she relocated to Southeast Asia and served as an executive officer in charge of marketing at Evolable Asia Vietnam (now Hybrid Technologies). After moving to Rakuten Singapore, she lead the launch of new business for app service providers. She joined Money Forward Vietnam as COO in 2021 and was appointed as CEO in 2022. Nana holds a Master’s degree in Business Administration from Nanyang Technological University.

Sandy Kimura joined Sony Corp in 2001 and started his career in the accounting function. Later he started his own web agency, and then in 2011 joined Rakuten Inc., as part of the global M&A and corporate development function. In 2012 he was dispatched to Rakuten Germany to manage the EU Ecommerce operations, and then in 2016 moved to the US to be the Chief Strategy Officer of Rakuten Americas to lead their M&A and partnerships. He joined Money Forward America in 2022 to lead the group’s global strategy.

He started his engineering career in 1999 at a systems integrator. He then worked as a development manager at a real estate cloud service company and became a director and CTO at ATLED CORP. At ATRED, he served as a Director from the unlisted phase to the TSE Mothers and TSE First Section phases. In 2019, he joined the Company and was seconded to Money Forward Vietnam to manage global engineering teams as a VPoE from 2021 to 2023.

After graduating from the Faculty of Environment and Information Studies at Keio University in 2002, he joined Yahoo (now Line Yahoo) and engaged in Yahoo! Finance and other projects. He then worked at Nomura Research Institute, Ltd. before joining SBI Sumishin Net Bank, where he was involved in business planning in the Fintech field and promotion of open APIs. After working as a Digital Company Fellow at Nomura Holdings, he joined the Company in 2023 and has been in charge of new business planning in the SaaS x Fintech field, etc.

He joined Intelligence Corporation (now PERSOL CAREER Co., Ltd.) in 2007 and worked in the human resources industry for 13 years, engaging in BtoB sales, product and marketing planning, strategy development, and the establishment of a cross-company BtoB marketing organization, etc. He joined the Company in 2020, leading the promotion of direct sales of accounting and finance services for the mid-sized companies. He was appointed as Company Executive Officer of Business Company in 2021 and Group Executive Officer, Head of AI utilization promotion in August 2024.

In 2005, Hiroshi Shimauchi joined Cynancial System Consulting Ltd. (currently Fujitsu Limited), an affiliate of a major auditing firm, where he was involved in consulting, system integration, and product development in the areas of corporate performance management and financial accounting. At Fenrir Inc., he served as the head of sales and development for commissioned mobile application development, and subsequently launched a consulting business in the digital design area. In 2019, he joined AVANT CORPORATION and was seconded to DIVA CORPORATION, where he served as the division manager, leading product development in the consolidated accounting and corporate performance management areas.
He joined Money Forward in 2023. After leading various divisions within the Business Segment, he assumed his current position in December 2024.

Yukihiro Koyama joined a domestic credit card company as a new graduate in 1999. In 2003, he participated in the early stages of the e-money service “Edy”.In 2010, he joined the Rakuten Group, where he held various positions including Executive Officer at Rakuten Edy, Inc., Head of the Strategy Office at Rakuten Payment, Inc., and Managing Executive Officer and General Manager of the Marketing Division, and later General Manager of the Membership Management Division at Rakuten Card Co., Ltd.Since starting his career as a new graduate, he has consistently led the creation and business expansion of Fintech services. He joined Money Forward, Inc. in August 2025 as Vice President of Money Forward Kessai, Inc. He completed an MBA at the Graduate School of Management, GLOBIS University.

Keigo Watanabe gained experience in sales and consulting, and served as a business manager, at a BtoB marketing support company. Subsequently, at a major human resources company, he led the integration of the marketing division and established the inside sales division. He joined Money Forward in 2021. After serving concurrently as Division Manager of the Cloud Expense Division and Division Manager of the Customer Relations Division, he assumed his current position in December 2025.

Michio Matsumura began his career as a designer at a contract production company. At mixi, he led the design division. At Recruit Co., Ltd., he was the head of the HR domain product management organization (Executive Officer) and the company-wide design organization. He then joined LITALICO lnc., where he served as CPO (Executive Officer), overseeing the product management and design organizations. He joined Money Forward in 2024. He is currently focused on the management of design organizations across the SMB, ERP, and HR domains. He assumed his current position in December 2025.

Dai Iwasaki was admitted to the Japan Bar in 2007 and to the New York State Bar in 2015. He joined Anderson Mori & Tomotsune LPC in 2008 and gained in-house legal experience while seconded to Yahoo Japan Corporation (currently LY Corporation). In 2014, he earned a Master of Laws (LL.M.) at the University of California, Los Angeles (UCLA) School of Law. His international experience includes secondments at Reed Smith LLP (Los Angeles), Brigard & Urrutia Abogados S.A. (Colombia), and Mattos Filho, Veiga Filho, Marrey Jr e Quiroga Advogados (Brazil). He joined Tokyo International Law Office in 2019. He joined Money Forward in 2024 and, effective in 2025, was appointed Executive Officer, Division Manager of Legal Governance Division, and Head of Overseas Business and M&A.