Money Forward, Inc.

In line with our mission “Money Forward. Move your life forward,”
we provide services that resolve financial issues for all individuals and corporations.

SaaS Applications for Back Office Operations

Money Forward Cloud is a SaaS (Software-as-a-Service) for businesses which automates and streamlines accounting and human resource operations.
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Accounting and Tax

Money Forward Cloud Accounting is a cloud-based accounting software that simplifies complex account settlements.
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Money Forward Cloud Accounting Plus is a cloud-based accounting software with internal control functions for mid-sized and listed companies.
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Money Forward Cloud Tax Return is a cloud-based tax return software for sole proprietors that supports tax return preparations.
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Money Forward Cloud Invoice Issuing is an invoice issuance software that centrally manages the creation, delivery and receipt of invoices.
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Money Forward Cloud Invoice Issuing Plus is an invoice management service that streamlines the process of issuing invoices and estimates.
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Money Forward Cloud Receivables Management is a payment reconciliation/receivables management system that automates payment reconciliation and streamlines receivables management operations.
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Money Forward Cloud Expense is an automated cloud-based expense management system that makes expense reporting, approvals and reimbursement simpler and faster.
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Money Forward Cloud Accounts Payable is a cloud-based accounts payable management system that streamlines the accounts payable process.
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Money Forward Cloud Invoice System is an invoice receipt and sending service for mid-sized and enterprise companies.
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Money Forward Cloud Fixed Assets is a cloud-based fixed asset management system with internal control functions.
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A cloud-type individual cost management system that makes it easy to visualize, input labour-hours, and calculate individual and project costs.
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Money Forward Cloud Consolidated Association is a consolidated accounting software that streamlines data collection from each subsidiary and visualizes it’s financial status on a real time-basis.
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Money Forward Cloud Box is a service that allows users to digitize documents such as receipts and invoices and store them in the cloud in compliance with the requirements of the Electronic Bookkeeping Act.
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Human Resources

Money Forward Cloud HR Database is a cloud-based HR management system which centrally manages employee and organizational information.
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MoneyForward Cloud Attendance is an attendance management system that allows you to check, total, and analyze employee attendance.
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Money Forward Cloud Payroll is a payroll calculation software that streamlines payroll calculations.
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Money Forward Cloud Tax Adjustment is a year-end income tax adjustment software that provides an end-to-end solution for income tax adjustment, from distributing and collecting tax-adjustment forms to calculating and filing tax returns.
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MoneyForward Cloud Social Insurance is a cloud-based social insurance procedure software that employer’s social insurance application process easier and hassle-free.
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Money Forward Cloud My Number is a My Number (social security/tax number) information management system catered to corporations and sole proprietors.
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Others

Money Forward Cloud Contract is an end-to-end e-contracting service that can improve the overall operational efficiency of contract management.
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Money Forward Cloud Company Registration is a service which enable users to create necessary forms for company registration.
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Money Forward Cloud Business Registration is a free web-based service that allows sole proprietors to create necessary documents for opening a business.
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Fintech services utilizing SaaS infrastructure. Providing “Money Forward Business Card,” a prepaid card for business use.
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STREAMED is an automated bookkeeping service which enables users to convert paper based data such as receipts and invoices into digital accounting data just by scanning them.
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Manageboard is cloud-based financial analysis platform enabling budget and forecast management.
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Victory-ONE® Series is the No. 1 “Cloud System Specializing in Receivables Management and Receivable Management” with the largest number of companies using this system.
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Money Forward IT Management Cloud is a SaaS management platform that enables centralized management of SaaS, like a “SaaS household account book”.
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Money Forward Career is a career support service specializing in the accounting industry.
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SaaS Marketing Platform

BOXIL SaaS is a SaaS comparison website that allows you to compare cloud services for corporations free of charge and request information in one place.
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BOXIL EXPO is an online expo (trade show) that provides the best opportunity to showcase SaaS and other services.
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BALES provides an inside sales outsourcing service that empowers salespeople to maximize sales by improving sales efficiency and productivity.
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BALES CLOUD is a sales engagement tool that standardizes and automates inside sales operations.
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ADXL is a digital agency that provides marketing strategy planning, operation, execution support, and data analysis in the SaaS domain.
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A site specializing in cloud utilization and productivity improvement that solves business issues faced by managers and decision makers.
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Financial Services

Money Forward Kessai provides business-to-business deferred payment settlement service that handles all settlement operations on behalf of the client, from credit screening to invoicing and payment collection.
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Money Forward Transaction Finance for Startups is an alternative financing option for startups. Startups can receive funds earlier by selling their accounts receivables.
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Money Forward Invoice Card Pay for Startups is a service that enables card payment of invoices which only allows bank transfers. We enable the improvement of cash flow and increase the efficiency of payment operations.
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Money Forward Early Payment is a financing service where clients can receive “early payment” by selling its accounts receivables; commonly known as factoring.
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SHIKIN+ is an online factoring service for small to medium-sized companies, enabling quick access to cash.
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SEIKYU+ is a cloud-based B2B invoicing and accounts receivables financing* service that assumes the credit management and billing operations required for B2B payments.
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Biz Forward Invoice Card Pay powered by Money Forward Kessai is a service that enables card payment of invoices which only allows bank transfers. We enable the improvement of cash flow and increase the efficiency of payment operations.
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HIRAC FUND is a venture capital supported by entrepreneurs. It invests in seed to early stage startups which aim to solve social issues by technology.
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Personal Financial Management Services

Money Forward ME is a personal financial management service that automatically creates household accounting books and enables asset management.
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MONEY PLUS is an “economic media for daily life” that enriches people’s lives by communicating about money in an easy-to-understand manner.
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Money Forward Personal Financial Consulting is a money management service that provides advice from four perspectives: “spend,” “save,” “increase,” and “future assets,” enabling anyone to save and optimize their household budget.
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Money Forward Sensei is a money management service that provides advice from four perspectives: “spend,” “save,” “increase,” and “future assets,” enabling anyone to save and optimize their household budget.
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Money Forward Fixed Cost Review is a service that helps individuals improve their finances by reducing of “fixed costs” such as electricity bills and insurance costs.
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Platform to deliver the valuable services to individual and corporate customers with Financial institutes or other our partners by collecting the asset data and transaction data, storing the data and analyzing the data to explore the customer insights.

Services for individual customers in Fintech Platform.

Mobile application for regional banks, allowing the customer to use the bank’s various services online.
PFM for Partner
White labeling application of Money Forward ME for Financial Institute Clients to provide PFM and asset management services.
Digital Passbook
Digital passbook with simple look & feel for regional bank’s customers.
MF Unit
Web application for specific functions of PFM and asset management that can be embedded into the finacial instituion’s own application.

Services for corporate customers in Fintech Platform.

Treasury management application for bank’s corporate customers enabling multiple banking accounts aggregation and cashflow management.
Centralized invoice management service that makes it easy to convert invoices into data.
DX support portal by financial institutions that supports digitalization of SMEs with simple functions and UI.
Online system for loan applications, improving the operational efficiency of both the applicant and the financial institution.
Corporate Portal
Private internet banking portal for corporate and sole proprietorship provided by collabolative work with NTT Data.

Infrastructure services in Fintech Platform.

XBA
Account aggregation infrastructure for multiple bank accounts.
XCS
AWS base database to store aggregated data with lower cost without volume limitation.
X-Insight Marketing
Marketing Analytics Engine for customer profiling and sales marketing actions based on aggregated data.

Consulting services
Consulting services to solve client issues by technology and design knowledge leveraged from our own product development.

MFSD
Consulting service to support Fintech services from research to UI/UX design and applicatoin development.