“Moving money forward“ Money Forward

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In line with our mission “Money Forward. Move your life forward,”
we provide services that resolve financial issues for all individuals and corporations.

Money Forward Home

  • Money Forward
    Money Forward ME is a personal financial management service which is accessible to anyone, easy to use, and free of charge. The service automatically aggregates statements of bank accounts/credit cards/securities accounts/FX accounts/pensions/points and compiles a household accounting book. Money Forward helps users take the first step toward eliminating anxiety about money by enabling users to centrally manage their household accounts and financial assets, and acknowledge their cash flow and balances.
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  • Money Forward Mall
    Money Forward Mall is a web portal and platform for comparing and applying for financial services, such as credit cards and securities accounts. Money Forward Mall enables users to find just the right service.
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  • MONEY PLUS
    MONEY PLUS is a practical economic media that conveys financial themes based on information relevant to users’ daily lives, targeting people who have little awareness of or interest in financial matters. The media enhances subscribers’ financial literacy, fostering their awareness toward financial matters.
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  • SiraTama
    SiraTama is an automatic savings app that enables users to unconsciously (“sira”zu) save money (“tama”ru). The Japanese word siratama itself refers to sweet rice dumplings, and not to be outdone, the app’s concept is to “make every day more delightful and a bit more luxurious.” Based on this concept, the app aims to help users effortlessly save money and hence enjoy their lives—splurging here and there on outings with loved ones, on purchasing items that one has always wanted, or on treating oneself to something nice.
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  • MoneyForward Okane No Soudan
    MoneyForward Okane No Soudan is a platform that matches users with qualified Financial Planners for free. Users can seek professional advice on personal wealth management such as improving household spending and building retirement savings, at a location and time of their choice, as many times as they want.
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  • MoneyForward Okane No Sensei
    MoneyForward Okane No Sensei is an app that integrates with MoneyForward ME and analyzes the users’s spending trends to give optimized advice on spending and saving money, investing and building future assets. With simple and playful UI/UX such as collecting rewards, users are able to enjoy the usually negative task of managing personal finances.
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  • MoneyForward Okane No Sensei
    Money Forward Career is a recruiter-and-candidate matching service based on scientific analysis. The service also provides options where candidates can receive advice from professional Financial Planners regarding wealth management and household budgeting, adapted to his or her new career and salary.
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  • Money Forward
    Money Forward Fixed Cost Review is a service that helps individuals improve their finances by supporting the reduction of “fixed costs” such as electricity bills. Users can easily review their fixed costs without having to research and compare services.
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Money Forward Business

Money Forward Cloud

Money Forward Cloud is a Software-as-a-Service (SaaS) for businesses, which automates and streamlines accounting and human resource operations by integrating data from various back office related platforms and applications.

  • Money Forward Cloud Accounting
    Money Forward Cloud Accounting is a cloud-based accounting software that simplifies complex account settlements. It drastically reduces work time and improves efficiency of time-consuming accounting tasks by automating inputs and journal entries of transactions. The software is automatically updated in cases of tax law revisions or consumption tax hikes.
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  • Money Forward Cloud Accounting Plus
    Money Forward Cloud Accounting Plus is a cloud-based accounting software with internal control functions for pre-IPO and mid-sized companies. It supports to create accurate and reliable accounting data by recording approvals and update histories as well as ensuring segregation of duties.
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  • Money Forward Cloud Tax Return
    Money Forward Cloud Tax Return is a cloud-based tax return software for sole proprietors that supports tax return preparations. Money Forward Cloud Tax Return can be used for both Blue and White Tax Return forms. It automatically compiles the necessary tax return documents; e.g., Tax Return Form B, Blue Return Account Statement, and Income and Expense Statement.
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  • Money Forward Cloud Invoice
    Money Forward Cloud Invoice is an invoice preparation software that centrally manages the creation, delivery and receipt of invoices. To create an invoice, users simply choose a template and select a client and product from a predefined list. Users can create an invoice easily and also select to either deliver a hard copy by postal mail or PDF file by email with just one click.
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  • Money Forward Cloud Payroll
    Money Forward Cloud Payroll is a payroll calculation software that completes time-consuming payroll calculations in just three steps. It can also calculate online pay slips, social insurance, labor insurance, income tax, and year-end tax adjustments. The software eliminates human errors and duplication of effort, thereby significantly saving time and cost.
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  • Money Forward Cloud Expense
    Money Forward Cloud Expense is an automated cloud-based expense management system that makes expense reporting, approvals and reimbursement simpler and faster.
    Transaction data is automatically captured from credit card statements and IC cards, minimizing time-consuming manual administrative processes.This product benefits both the employer and the employee; as well as the accounting department and anyone who files tax returns. 
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  • Money Forward Cloud My Number
    Money Forward Cloud My Number is a My Number (social security/tax number) information management system catered to corporations and sole proprietors. All procedures—from collecting to discarding information—are completed on cloud, allowing for simplified management.
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  • Money Forward Cloud Attendance
    Money Forward Cloud Attendance is a cloud-based attendance management software, capable of tracking, managing and analyzing employee hours, whether they are hourly, salaried, working performance-based or in shifts. Equipped with approval workflow functions, requests and approvals for leaves, overtime, working on holidays, as well as managing shifts for part-time employees can be done seamlessly on this integrated platform.
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  • MoneyForward Cloud Social Insurance
    MoneyForward Cloud Social Insurance makes the employer’s social insurance application process easier and hassle-free.
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  • Money Forward Cloud Box
    Money Forward Cloud Box is a service that allows users to digitize documents such as receipts and invoices and store them in the cloud in compliance with the requirements of the Electronic Bookkeeping Act. Users can easily search for and check the documents based on transaction information.
  • Money Forward Cloud Company Registration
    Money Forward Cloud Company Registration is a free online service which enable users to create necessary forms for company registration, simply by following easy step-by-step instructions. Tools are available to create E-Articles of incorporation and filings to the Tax office and Pension office, as well as additional options to purchase customized Company Stamps.Users are able to easily self-register without having to seek professional help, thus saving costs.
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  • Money Forward Cloud Business Registration
    Money Forward Cloud Business Registration is a free web-based service that allows sole proprietors to create necessary documents for opening a business, such as application for business registration and for blue return of income tax. By simply filling out the form, users can smoothly create the documents and confirm where they need to submit them without any technical knowledge.
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  • Money Forward Cloud Contract
    Money Forward Cloud Contract is an end-to-end e-contracting service. Users can manage workflow application and approvals, sign and store contracts all on the cloud. Reducing the time, effort and costs associated with paper contracts. In addition, Money Forward Cloud Contract can improve the overall operational efficiency of contract management by centralizing the process for both paper and e-contracts.
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  • Money Forward Cloud Payable Management
    Money Forward Cloud Payable Management is a cloud-based accounts payable management system that streamlines the accounts payable process, such as invoicing and workflow management. Eliminating tedious paper approval processes, this service enables users to complete the workflow applications and approvals for purchasing, ordering and initiating payments, all on the cloud. A paperless and “”hanko””-free digital process can be realized, perfect for the remote-working workplace.
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  • Money Forward Cloud Receivable Billing
    Money Forward Cloud Receivable Billing is a cloud-based accounts receivable billing service offering users a one-stop solution to AR management, from issuing invoices and recording sales to payment reconciliation. Necessary journal entries and split invoices are automatically created by syncing with SFA and integrating sales order information such as sales amount, number of payments, and contract period. This service is fully adapted to the new revenue recognition accounting standard starting from April 2021, and compatible with latest government rules such as the Electronic Bookkeeping Act and legislation regarding invoicing starting in October 2023.
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  • Money Forward Cloud Fixed Assets
    Money Forward Cloud Fixed Assets is a cloud-based fixed asset management system that can be used by any department with tangible fixed assets, not just the accounting department. From the general affairs and IT department, sales department to factories, the system improves the operational efficiency of managing fixed assets. In addition to recording the acquisition and transfer of a fixed assets, calculating depreciation and automatic book entries, additional features to support computation of taxes (depreciable asset tax and corporate tax, Appendix 16) as well as internal control function such as on-site fixed asset inspection support features will be added in the future. The system is capable of handling multiple fixed asset registers and is J-SOX compliant.
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Related Services

  • Money Forward Cloud Store
    Money Forward Cloud Store is an online store where users can purchase a variety of SaaS / cloud services, which can enhance their productivity, with Money Forward Cloud account. It provides special offers of various services such as legal tech, communication, sales and marketing tools.
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  • STREAMED
    STREAMED is an automated bookkeeping service which enables users to convert paper based data such as receipts and invoices into digital accounting data just by scanning them. With a unique OCR solution combining operator input and AI, 99.9% of manual data can be accurately digitized and imported to major accounting softwares in Japan.
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  • Manageboard
    Manageboard is cloud-based financial analysis platform. By simply importing financial information from the company’s accounting software and setting revenue goals and assumptions, Manageboard lets users create budget variance analysis reports and cashflow forecasts effortlessly.
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  • BOXIL SaaS
    BOXIL provides a wide range of information on prices, specifications, and word-of-mouth reviews of various SaaS (Software as a Service) for corporate customers, which help users to find right services. Users can also request documents on website.
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  • BALES
    BALES is an Inside Sales outsourcing and consulting service. BALES telemarketers generates qualified leads and sets appointments, reaching out to new or suspended potential customers. BALES also provides consulting services to clients wishing to build an in-house Inside Sales team, and supports clients operate marketing automation tools. 
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  • BALES CLOUD
    BALES CLOUD is a cloud-based Inside Sales Management system. This SaaS product makes Inside Sales more efficient by visualizing and analyzing data; collecting call logs, managing each potential lead’s status, managing telemarketer’s to-do list, analyzing each telemarketer’s performance. Biscuet also provides a simple interface for telemarketers, enabling one-click calls.
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  • Victory-ONE® Series
    Victory-ONE® Series are specialized in cash reconciliation and receivable management.
    Victory-ONE® enables a significant cut in labor hours associated with reconciliation and receivable management, by automating the process and linking to accounting SaaS.
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Money Forward Finance

  • Money Forward Kessai
    Money Forward Kessai provides BPO and online invoicing service. From credit analysis to collection of sales proceeds, clients can outsource complicated and time-consuming procedures related to B2B billing simply by integrating transaction data. Shorter collection cycles and lower collection risks are realized, meaning less concern for the client and more time spent on growing the business.
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  • Money Forward Early Payment
    Money Forward Early Payment is a financing service where clients can receive “early payment” by selling its accounts receivables; commonly known as factoring. Early Payment provides the cash that is needed to fund growth by speeding up the cashflow cycle.
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  • Money Forward Synca
    Money Forward Synca is a financial advisory/ consulting company, leveraging Money Forward Group’s  knowledge and network to provide effective solutions.
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  • HIRAC FUND
    HIRAC FUND is an entrepreneurs’ fund that supports startups in seed and early stage that aim to solve social issues by technology. In addition to the financial support, it provides hands-on support for various issues that startups face.
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Money Forward X

  • Money Forward X
    Leveraging our expertise in technology and design, Money Forward X provides innovative solutions for our clients, creating new products and services together. By delivering superior user experience and initiating the new normal in financial services, we strive to build a fair and open platform for money, for everyone.
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