Society Forward

We believe creating a better society is essential for achieving our Mission. We will strive to realize “Society Forward” by contributing to DX of society through co-creation with a wide range of partners, activities to realize better social systems, and implementation of eco-friendly management.

Contribute to DX of Society with Diverse Partners

Our Approach

In recent years, rapid change in business environment has accelerated the digital transformation (DX) initiatives to enhance corporate competitiveness and improve productivity. Our business is promoted with a wide range of partners including financial institutions, accounting firms, corporations and chambers of commerce and industry across Japan. We aim to continue our contribution to DX of society by building a solid ecosystem with diverse partners. Through these initiatives, we will contribute to the achievement of SDGs Goals 8, 12, and 17.

Key Initiatives

Promotion of DX with a wide range of business partners including financial institutions, accounting firms, corporations and chambers of commerce and industry across Japan

No. of Certified Members: (Accounting firms and certified social insurance and labor consultant offices)

32,364

No. of Chambers of Commerce and Industry (CCI) that We Partner with

137

Money Forward X: services provided

180

*As of November 30, 2022

Promoting Activities to Realize a Better Social System

Our Approach

Money Forward Group is spearheading institutional reforms through wide-ranging activities, including proposing policies at meetings hosted by the government, conducting research at Money Forward Lab, and sharing our initiatives via our services. We are also aiming to cultivate an ecosystem for achieving financial innovation by organizing industry groups, including the Fintech Association of Japan and Japan Association for Financial APIs. Furthermore, we are creating opportunities for individuals across all generations to think about their finances by holding educational classes and events and operating user communities.

Through these initiatives, we will contribute to the achievement of SDGs Goals 4, 10, and 17.

Key Initiatives

＜Initiatives in the Past＞

• ・Money Forward Starting from Age 18, a project aimed at improving financial literacy
• ・Money School targeting nurseries
• ・Kids Money Program by Money Forward
• ・Joint development and hosting of events using Money Quest, a card game for learning about money
• ・Money Forward × SOZOW Online “money” activity for kids and their parents
• ・Money program for active athletes
• ・Financial online event for new adults
• ・Financial education project ‘Katariba Online for Teens with Money Forward‘ in collaboration with NPO Sailor
• ・Conducted a lecture at Nagasaki Prefectural Kibogaoka High School for special support school
• ・“Easy Checklist for Financial Preparedness for Disasters” Released
• * Links above are only available in Japanese.
• ・Support for educational and research activities at universities and similar institutions (Donation performance for the fiscal year ending November 2023: 2.85 million yen)

Practice Environmentally Friendly Management

Our Approach

Money Forward Group is working on reducing the movement of people and the use of paper resources by introducing remote work and shifting to cloud-based business operations including for internal memorandum, settlement of expenses, and contracting.
We believe that we can achieve more eco-friendly society with paperless back office operation. We will continue to implement environment friendly management by further promoting the reduction of movement of people and the use of paper through business growth and review of internal operations.
Through these initiatives, we will contribute to the achievement of SDGs Goal 15.

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Key Initiatives

• Internal Initiatives
• ・Introduction of a new workstyle centered on remote work Reduction in the movement of people and goods, and the use of paper by shifting to cloud-based operations including for internal memorandum, settlement of expenses, and contracting
• ・Use of 100% renewable energy for power generation in our headquarters
• ・Use of renewable energy based AWS (Amazon Web Service)

• Service-based Initiatives
• ・Improving operational efficiency and promoting reduction of paper usage including for invoices (e.g., #Invoice Forward Project) by migrating back-office operations to cloud
• ・Promotion of reduction of paper-based passbooks and streamlining of operations through supporting DX in financial institutions with many users
• ・Efforts to visualize environmental impact utilizing fintech (Patented)

Efforts to reduce GHG^*emissions

* Green House Gas

Money Forward Group are working to reduce GHG emissions by, for example, starting to use 100% substantial renewable energy electricity at our headquarters office.

GHG emissions

Scope 1(Direct emissions from fuel use, etc.)

0（t-CO₂）

Scope 2(Indirect emissions from purchased electricity use)

313（t-CO₂）

Scope 3(Other indirect emissions)

Category 1(Emissions associated with the use of data centers for purchased goods and services.)

65（t-CO₂）

Category 7(Employee commuting)

154（t-CO₂）

Note:

• 　Emissions from our group in the fiscal year ended November 30, 2023
• 　Scope 2 is calculated by location-based method.

Our company has been using 100% substantially renewable energy electricity at our headquarters office since 2021 and at our Tokai branch office (Nagoya development base) since 2022.
Furthermore, for the electricity usage at other domestic locations, we have achieved the introduction of substantially renewable energy since April 2023 through the purchase of tracking-included FIT non-fossil certificates.
Moreover, for data centers, we have significantly reduced emissions by using services that incorporate renewable energy actively.